Heerlen extends start-up loan due to success

To make buying a first home easier, the municipality of Heerlen introduced the starters loan in September 2021. In Heerlen, 193 starters loans have already been provided with a total loan value of over €6 million. Due to this success, we are extending the starters loan in Heerlen. 

The Starter Loan helps first-time buyers purchase a home by bridging the gap between the purchase price and the maximum mortgage amount. Due to high demand, the budget was depleted. Therefore, Heerlen municipality added extra budget to continue the starters loan.

Alderman Wonen Casper Gelderblom:
"In Heerlen we have the ambition to grow to 100,000 inhabitants in 2050. This requires an attractive housing supply, especially for starters. The starters loan offers them the chance to buy their first home in Heerlen. With this additional investment, we can financially support even more starters and help them realize their desire to live in Heerlen. In this way we not only strengthen the purchasing power of starters, but also contribute to Heerlen's growth ambition."

Request

To qualify for the starter loan, the home must cost a maximum of 280,000 euros. The starters loan is a maximum of 56,000 euros. SVn (Stichting Stimuleringsfonds Volkshuisvesting Nederlandse gemeenten) provides the loans. The starters loan can only be applied for after permission from the municipality. First you will receive an allocation letter from the municipality if you meet the Requirements for the starters loan. With this letter you can apply for the loan at SVn.

For more information about the starters loan and the application process, interested parties can visit SVn' s websites and the Heerlen municipality's starters loan page

The Heerlen City Council has yet to make a final decision on this extension.